A revolving stock funding facility lets your inventory work as hard as your team. Draw down funds as you need them, repay as stock sells — a true working capital solution built around your business cycle.
Tell us a little about your business and we'll match you with the best lenders.
A member of the AIM team will be in touch within one business day to discuss your funding options.
Or call us now: 01392 241669
What is Stock Finance?
Stock funding is a revolving credit facility secured against the value of your business's inventory. As you replenish stock, your facility resets — giving you continuous access to working capital without straining your cash flow.
How a Revolving Facility Works
Lender values your eligible inventory — finished goods, raw materials, or traded stock.
You receive a credit line typically 50–70% of stock value, available to draw at any time.
Access funds to pay suppliers, manage seasonal peaks, or grow your product range.
Repayments flex with your sales cycle. As stock moves, your facility refreshes automatically.
Is stock funding right for your business?
Industries We Serve
Whether you're a retailer, manufacturer, distributor or importer — if your working capital is tied up in inventory, we can help release it.
Fund seasonal buying cycles and bulk stock purchases without draining your cash reserves.
Finance raw materials and finished goods on hand, keeping production lines moving continuously.
Negotiate better supplier terms and take on larger orders with a revolving stock line.
Maintain large materials stockholding and fulfil project contracts on time.
Manage short shelf-life stock cycles and seasonal demand spikes with flexible drawdowns.
Hold a comprehensive parts inventory without tying up significant capital for long periods.
Ensure stock availability of critical medical supplies and PPE at all times.
Fund fast-moving product lines and buffer stock ahead of new product launches.
Our Process
We've refined a process that removes the complexity from commercial finance — you focus on running your business while we do the heavy lifting.
Tell us about your stock, your business, and what you need. No obligation, no credit search.
We search our panel of 200+ lenders to find the best-fit stock funding options for you.
We present clear, like-for-like quotes including all fees, so you can choose with confidence.
AIM manages the process through to completion — you receive your facility and access your funds.
No searches • No cost • No obligation
Why Stock Funding?
Unlike a fixed-term business loan, a revolving stock facility is designed to flex around your trading patterns — giving you more control and less financial strain.
Draw, repay, and redraw as many times as you need. Your facility resets as stock sells, unlike a one-time loan that depletes and disappears.
Stop using your operating cash to buy stock. Free up liquidity to pay staff, cover overheads, and invest in growth simultaneously.
As your stock value grows, your facility can grow with it. No need to renegotiate from scratch as your business expands.
Pay suppliers promptly and in full, unlocking early payment discounts and securing preferential pricing on bulk orders.
AIM presents every offer with full fee transparency. You'll always know exactly what you're paying before you commit to anything.
Our established lender relationships mean most businesses receive a funding offer within 24–48 hours of submitting their review.
Client Testimonials
"AIM Financial Solutions connected us with several lenders, each presenting competitive terms. This allowed us to select the best option, secure funding swiftly and fully focus on scaling our business."
"Shaun found quotes from several interested funders, compared the offers, and made it easy to identify the best deal. He dealt with all the follow-up questions so the whole process was pain free and successful."
"We were really worried about obtaining funding for our business. Spoke to Shaun and we had it sorted within days — and yes, I wrote 'within days.' Not even a week and the funds were in our account."
About AIM Financial Solutions
In June 2019, after 25 years working in commercial finance at NatWest and RBS, Shaun Elliott founded AIM Financial Solutions. Our mission is simple: to make commercial finance straightforward, accessible, and effective for UK SMEs.
We are whole-of-market brokers — we are not tied to any lender. That means every recommendation we make is in your best interest, not ours.
Other Funding Solutions
Ready to Get Started?
A free, no-obligation funding review takes less than two minutes. Our team will identify the best stock funding solutions available for your business.
AIM Financial Solutions Ltd • Authorised & Regulated by the FCA • Whole of Market Broker